Post Bank told about popular fraud schemes
Fraudsters are increasingly targeting white-collar workers, Post Bank said. Experts from the credit institution told Izvestia on Saturday, September 21, how criminals deceive people and explained what to do to avoid falling for the tricks of con artists.
Among the popular schemes of deceivers is a message in messenger allegedly on behalf of the head about a call from law enforcement. Fraudsters can use artificial intelligence to change the voice: thus, the victim will seem that a familiar person is calling, experts explained.
"Attackers tell about misconduct in the company, which can lead to criminal cases. To remedy the situation, it is necessary to deposit the missing funds and not to tell anyone about it. Then the client is persuaded under pressure to take a loan and transfer to supposedly safe accounts. As a result, a person remains without money and a debtor of the bank", - explained in the credit organization.
It also added that the attacker on behalf of the head can demand to install new work programs on the phone and send a link to them. As soon as a person fulfills the conditions, he will lose access to his smartphone, including to the mobile bank or to the portal of public services. In this case, the fraudster can debit all funds from the account, arrange a loan or perform real estate transactions.
"Also, fraudsters call using messengers, introduce themselves as employees of financial organizations, cellular operator or law enforcement agencies and report a data leak. If at the first stage to deceive the victim failed, then a call is given already from another number. The attacker introduces himself as an investigator, asks about the previous call and tells about the fraudulent actions. He intimidates that the access was still obtained and asks to immediately transfer funds to a safe account", - said in the Post Bank.
In addition, scammers can offer to return the previously stolen funds, saying over the phone: "I call on your claim" or "On the return of funds". In this situation, they ask you to name a code from the message or install software using a link from the SMS. At the same time, they threaten to lose money or be prosecuted if you do not follow their instructions. They also mislead by presenting themselves as law enforcement agencies: FSB, Ministry of Internal Affairs and Investigative Committee. At the same time, fraudsters can forbid to inform anyone about the calls, because then a person will help to expose the deception.
"If the conversation sounds "safe account", "do not tell anyone about the call", "suspicious transactions are recorded on your account", then it is worth immediately hanging up the phone. Then call the bank at the phone number indicated on the bank card and report the incident. You should also follow other cybersecurity rules. Do not follow links or install applications. Do not tell anyone the codes from SMS from the bank, mobile operator or public services portal," the experts emphasized.
They reminded that the FSB, the Central Bank, the Ministry of Internal Affairs will never call a cell phone and report any fraudulent activities.
Earlier, on September 17, Saida Erkova, head of the Nota Kupol information security presale service, said that during the beginning of the school year, fraudsters use such a common scheme: they create fake online stores and place ads that offer school goods at attractive prices. After payment, the order is not delivered and contact with the sellers is broken.
